Step 3 - Resource Center Click on links below to download documents for Step 3 activities. Salary Reduction Agreement [PDF] Universal Availability Tools Flier [PDF] Loan Process Flier [PDF] Hardship Flier [PDF] Vendor Loan Supplement [PDF] Vendor Hardship Distribution Supplement [PDF] Compliance Self-Audit Checklist [PDF] Annual Contribution Limits Flier [PDF] 403(b) Vendor Compliance Questionnaire [PDF]